Grant and Theresa's Life Prep

Making Plans and Achieving Goals

Author: Grant (page 1 of 5)

Money Isn’t Evil

scrooge-mcduck-swimming-in-money

“Money is the root of all evil.”  This common quote actually comes from the Bible.  1 Timothy 6:10: “For the love of money is the root of all kinds of evil. And some people, craving money, have wandered from the true faith and pierced themselves with many sorrows.”  Paul (author of Timothy) isn’t saying that if you have money or want money you are evil.  He is saying that money can’t be your number 1 and you must always love God more than money.  Money isn’t evil nor does wanting it make you evil.

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Talk Money While Dating To Avoid Divorce

I was a little bit nervous the first time I ever brought it up.  Theresa and I had been dating for about two months and I was fairly certain she was the one.  One thing I knew we needed to discuss however was money.  Money touches almost every aspect of our lives but it’s this funny taboo topic that people don’t want to talk about.  Talk money while dating to avoid yelling about money while married.

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Benefits of 24 Hour Fasting

Fasting simply means to intentionally abstain from calories for some set amount of time.  Up until 5 years ago, the only people who were fasting were doing it for religious reasons.  Recently, however, fasting has gained popularity in the health and fitness industry and is commonly put under the umbrella term Intermittent Fasting (IF).  I have started experimenting with 24 hour fasting this year in an effort to help me reach my weight loss goal.  Intentionally not eating sounds horrible but my overall experience has been positive.

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Investing is Scary But You Need to Start Now

Stocks, bonds, ETF’s, Mutual Funds, high yield, diversity, portfolio, risk management, bull markets, bear market, management fees, tax loss harvesting, 401k, IRA, Brokerage accounts, and magical unicorns.  Who wouldn’t be freaked out by all that?  Most people grow up knowing about checking and savings accounts.  Then you get a job and people start telling you to be sure you are saving for the future.  Well, what the hell does that mean?  How are you supposed to know what to do with your money when there are so many options and things to consider?  Not like they teach this stuff in school.  Besides, how am I supposed to save for the future when the present is so expensive?

How are you supposed to know what to do with your money when there are so many options and things to consider?  Not like they teach this stuff in school.  Besides, how am I supposed to save for the future when the present is so expensive?  Let us debunk some common excuses/fears. Continue reading

Stop Saying “I Don’t Have Time”

Time is a beautiful thing.  No matter your income, race, or gender we all get the same 24 hours per day.  We may never have income equality but we will always have time equality.  (Unless that cheesy Justin Timberlake movie, In Time, becomes true.)  Which means that you need to stop saying “I Don’t Have Time”.  You do have time you are just making different choices. Continue reading

The Only Job I Ever Loved

I have had many jobs over my life.  Soccer ref, basketball ref, phone book delivery guy, machine operator, concession stand worker, concession stand manager (look out promotion!), building test equipment for hospitals, designing overhead electrification systems for trains, designing high-speed package handlers, engineering lift assist equipment.  A lot of these jobs were great and I certainly didn’t hate any of them.  However, the only job I ever loved was working at the UNCC Fitness Center.  That’s right the energetic personal greeter slash student ID card swiper.  That was my jam for three years during college.

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Happiness Comes From Progress. So Stop Comparing!

Just Keep Climbing

One of the main keys to happiness is making progress in the most important areas of your life.  There is no end point that will make you permanently happy.  In order to stay happy we have to keep climbing the staircase and never go stagnant.  This means we need to spend a lot less time comparing ourselves to those with “perfect” lives and instead start focusing on improving ours.

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Staying Fit While Traveling

Airplane in the sky - Passenger Airliner / aircraft

I believe traveling is, hands down, the biggest obstacle to a healthy life.  Staying fit while traveling takes discipline, planning, and hard work.  Traveling takes you out of your routine and makes it extremely difficult to stick to a diet and get your workouts in.  Hotel gyms suck, fast food is abundant and who doesn’t like a few drinks at the end of a long day?  I typically spend 6-8 weeks a year on the road visiting customers, working trade shows and attending classes.  Over the years, I have figured out what works for staying fit while enjoying the city I’m visiting.  I am just returning from a long week in Las Vegas where I was working a trade show and I was able to lose weight and hit all my workouts.  Not an easy task in Sin City.

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Cash Budgets Don’t Work

A cash budget means that you make all of your purchases with cash and never use a credit card.  This is a method commonly touted by financial gurus such as Dave Ramsey.  He calls it the “envelope system”.  You may have even heard of some of the studies showing the money-saving benefits of using only cash.  I was a big Dave Ramsey fan when I first started working “in the real world” and took all of his advice.  I tried going to all cash but found the system impractical, at best. Continue reading

Why I “Choose” Free Will

Free will is simply our ability to choose the actions that we take.  Free will is a human characteristic and touches on so many distinctly human things.  Morality, laws, sin, religion, politics, guilt, punishment, and reward are all tied to the concept of free will.  Most of the articles I write are about making better choices.  I have written about how to lose weight, pay off student loans, get stronger, choose the right major, etc which all rely on free will.

However, a few months ago I saw a video by Sam Harris talking about the concept of free will.  In the video, Sam argues that free will is just an illusion and that our entire lives are predetermined.  This got me thinking and I quickly found myself going down a rabbit hole of researching this concept.  I even read Sam’s short book on the topic, Free Will, which further clarifies his views.  This idea was both new to me and disturbing to me.  I actually didn’t sleep well for a few nights because I was spending hours researching and thinking about this idea.  Is it possible that I have no ability to choose what my next action will be?

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